Willow branches hanging over a slow river in early light, behind the DriveWillow request form for $100 – $5,000

Requests from $100 – $5,000Terms shown up frontYou can say no

Start with the amount

$100 – $5,000 · if approved, some lenders fund as soon as the next business day

Encrypted connection · No cost to ask · Turning an offer down is fine

When a short month leans on you, lean back a little.

Willows bend in high wind and keep their roots. DriveWillow is not a lender: we hand your request to lenders in our network, and anyone who offers shows the full price before you sign.

Takes a few minutes on a phoneEvery credit history is looked atFree, with nothing to sign up front

Sound familiar?

The weeks that bend people

The car won't start

Getting to work depends on a repair you didn't plan for, and payday is still ten days off.

A bill lands early

Rent, power or a phone plan comes due before your check clears, and a late fee is waiting.

Hours got cut

One short paycheck throws the whole month off, and you need a bridge to the next one.

If one of these is your week, you can ask about $100 – $5,000 in a single request and read the offers, if any arrive, before deciding.

Asked often

Plain answers first

The questions people ask us before they fill anything in.

Back to the form

Is DriveWillow the one lending me the money?

No. DriveWillow is not a lender. We pass your request along, and if a lender in our network makes an offer, the loan is between you and that lender.

How soon could funds reach my bank?

Each lender works to its own clock. Some fund as soon as the next business day, if approved, and the offer states the expected date before you accept.

Will sending a request hurt my credit score?

Checking your options won't affect your credit score. A lender may run its own credit check later, and it will explain that step before you agree to anything.

My credit history is rough. Should I still try?

Lenders in our network look at many kinds of credit history. A thin or low score may mean fewer offers or different terms, and no request is certain to be approved.

What happens if I turn an offer down?

Nothing. You close the page and owe nothing. Sending a request never commits you to a loan.

From request to decision, in order

1
You fill in one form
Pick an amount, then add your contact details, income and bank basics. The connection is encrypted.
2
Each lender takes a look
Your request goes to lenders in our network. Each one makes its own call, and we have no say in it.
3
You read, then choose
An offer arrives with its APR, total cost and due dates. Sign it, or close the page and owe nothing.

The numbers an offer must spell out

APR	Interest and fees as one yearly rate. On short-term loans it can be steep, sometimes above 200%.
Total finance charge	What the loan costs you in dollars, beyond the amount you borrow.
Due dates	When each payment is taken and how much each one is.
Fees if a payment slips	Late or returned-payment charges, written into the agreement by the lender.
Extensions	Whether the lender allows a renewal and what one would add to the cost.

DriveWillow sets no rates and charges you nothing. Terms depend on the lender and your state. Take only an amount you can repay on the dates listed.

Willows along a quiet riverbank at dawn, the setting behind DriveWillow

Rooted, but not rigid.

Ask about $100 – $5,000, read whatever comes back, and keep the right to walk away. It costs nothing to check.

Fill in my request